Lit Financial SMS Program Terms & Conditions

Last Updated: 08/07/2026

Program name: Lit Financial Customer Care & Application Updates

Program description: Lit Financial Corporation (NMLS #2553292) sends non-promotional customer-care and application-related text messages to consumers who opt in directly with Lit Financial. Messages may include responses to inquiries, requested appointment scheduling and reminders, active application updates, secure document requests, closing coordination, and account-servicing support. The program does not send loan marketing, lead-generation messages, or messages based on purchased lists.

How to join: Submit your mobile number and affirmatively check the separate SMS consent box on a Lit Financial digital web form. The checkbox is optional and unchecked by default. Consent is not a condition of applying for or obtaining a loan or any other purchase.

Message frequency: Message frequency varies based on your interaction with us.

Cost: Message and data rates may apply. Lit Financial does not charge for this program; charges appear on your wireless bill or are deducted from your prepaid balance.

To opt out: Reply STOP to any message at any time. You will receive one confirmation message and then no further messages.

For help: Reply HELP, email [email protected], or call (800) 238-3038.

Carriers: Supported on major US carriers. Carriers are not liable for delayed or undelivered messages.

Privacy: See the Lit Financial Privacy Policy. Mobile phone numbers and text messaging opt-in data and consent are not shared, sold, rented, or transferred to third parties or affiliates for marketing or promotional purposes.