Home Loan Programs
Down to the decimal. LitFinancial consistently brokers more favorable rates than your neighbor. Schedule a call to go over one of the following loan programs.
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Conventional Mortgage
Conventional mortgages generally suit clients looking finance or refinance a traditional home, with good credit, and the means to offer a 3 - 20% down payment
BEST FOR
Buyers with great credit and a standard size downpayment.
FHA Loan
FHA loans are great for clients refinancing, or purchasing a home for the first time, who may not have the liquidity required for a large down payment or the backing of loans from private lenders.
BEST FOR
New homeowners and less-established borrowers.
VA Loans
VA Loans are meant to serve veterans, members of the armed services, and their families purchase or refinance a home easily and with fewer hurdles than a traditional loan.
BEST FOR
Veterans and their families financing a home without traditional loan requirements or downpayments.
Jumbo Loans
Jumbo loans suit clients who are looking to purchase higher value homes that are outside of the price range covered by conventional mortgage loans.
BEST FOR
High-income buyers purchasing high-value properties.
Home Equity Loans
Home equity loans allow homeowners to take the equity they have in their house and convert it into a cash loan that’s paid back over time.
BEST FOR
Homeowners looking to turn their equity into a cash loan.
DSCR Loans
DSCR Loans open doors to investment for commercial real estate investors, without having to tap into their personal credit.
BEST FOR
Commercial real estate professionals looking to purchase property with a loan.
Bank Statement Loans
Bank Loans help provide a pathway to homeownership for those who might not have a full-time job but have the credit and income history to buy a home.
BEST FOR
Self-employed buyers or those with non-traditional income looking for bank-backing.
