LitFinancial logo
Loan Programs

Home Loan Programs

We deliver clear mortgage solutions that fit your unique needs. Nothing makes us happier than turning your dreams into reality.

Conventional Mortgages

Conventional Mortgages

Ideal for suitable clients looking to finance or refinance a traditional home with good credit and the means to offer a 3-20% down payment.

HomeDollar

HomeDollar

HomeDollar allows borrowers to earn on the equity sitting in their home. Finally, homeowners can let their home pay them.

Home Equity Loans

Home Equity Loans

Home equity loans allow homeowners to take the equity they have in their house and convert it into a cash loan that’s paid back over time.  

FHA Loans

FHA Loans

Great for clients refinancing, or purchasing a home for the first time, who may not have the liquidity required for a large down payment or the backing of loans from private lenders.  

Jumbo Loans

Jumbo Loans

Jumbo loans suit clients who are looking to purchase higher value homes that are outside of the price range covered by conventional mortgage loans.  

DSCR Loans

DSCR Loans

DSCR Loans open doors to investment for commercial real estate investors, without having to tap into their personal credit.  

Reverse Mortgages

Reverse Mortgages

Letting homeowners (62+) convert home equity into cash while keeping ownership. No repayment until you sell home, move, or pass away, making it a flexible financial tool for retirees needing extra income.  

VA Loans

VA Loans

VA Loans are meant to serve veterans, members of the armed services, and their families purchase or refinance a home easily and with fewer hurdles than a traditional loan.  

Bank Statement Loans

Bank Statement Loans

Bank Loans help provide a pathway to homeownership for those who might not have a full-time job but have the credit and income history to buy a home.

Get started with our quote tools.

Whether you’re estimating your mortgage costs, seeking to simplify and save through debt consolidation, or aiming to explore and compare various loan options tailored to your needs, our intuitive tools are here to guide you every step of the way.

No SSN required. Zero impact to credit.
Your information is never sold.

Why choose LitFinancial?

Experience Matters

Experience Matters

When it comes to loan officers, we are experienced experts and take pride in leveraging our knowledge to help you every step of the way.

Relentlessly Seeking Solutions

Relentlessly Seeking Solutions

We are committed and passionate about helping borrowers find their best financial fit. We tap our trusted network to look at any and all options.

Advising You Like You’re Family

Advising You Like You’re Family

We are a mortgage partner that takes the time to listen to your needs and goals. We care about each client that tailor our advice for your best outcome.

We Are Your Advocate

We Are Your Advocate

Our loan officers are advocates throughout your lending journey. From finding the right mortgage plan, to proactively engaging with key stakeholders on your behalf.

Lit For Life

Lit For Life

Our approach to advising is finding the best solution for each client’s life. We will also be there as your needs change through different life stages.

Leading the Industry

Leading the Industry

We are constantly modernizing lending models, streamlining treasury operations, and increasing transparency across mortgages. This allows us to bring innovative products and better service to you.