Disclosures

LitFinancial 3221 West Big Beaver Road Suite 313 Troy, MI 48404 NMLS #2553292

Lit Financial Corporation, NMLS #2553292 (https://nmlsconsumeraccess.org). EQUAL HOUSING OPPORTUNITY. Lit Financial Corporation is a state licensed correspondent lender and mortgage broker, with its headquarters office located at 3221 West Big Beaver Road Suite 313 Troy, MI 48084 All rights reserved.

Lit Financial Corporation is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Lit Financial Corporation complies with all fair lending laws and regulations, including but not limited to not the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA).

State law disclosure regulations require the following licenses to be conspicuously disclosed. Copies of our licenses and additional information regarding our licensing status may be obtained from Lit Financial Corporation, at 3221 West Big Beaver Road Suite 313 Troy, MI 48084 or info@litfinancial.com.

Alabama: Consumer Credit License# 23576

Arizona: Mortgage Banker License # 2553292; Arizona Principal Place of Business: 7137 E. Rancho Vista Dr. Ste. B05 Scottsdale, AZ 85251

Colorado: Lit Financial Corporation, Mortgage Company Registration, NMLS # 2553292. Regulated by the Division of Real Estate. Phone Number: (800) 238-3038.

District of Columbia: Mortgage Dual Authority License # MLB2553292

Florida: Mortgage Lender License #MLD2570

Georgia: Mortgage Lender License/Registration # 2553292

Idaho: Mortgage Broker/Lender License # MBL-2082553292

Illinois: Illinois Residential Mortgage License # MB.6850158. NMLS # 2553292. Licensed by the Department of Financial and Professional Regulation, Mortgage Banking Division, 100 West Randolph, 9th Floor, Chicago, IL 60601, (888) 473-4858. For licensing information, go to: www.nmlsconsumeraccess.org.

Iowa: Mortgage Banker License # 2024-0068

Kansas: Mortgage Company License # MC.0026890

Louisiana: Residential Mortgage Lending License

Maine: Supervised Lender License # 2553292

Michigan: Lit Financial Corporation. Michigan 1st Mortgage Broker License # FL0025902, Michigan 2nd Mortgage Broker Registrant # SR0025912.

Minnesota: Residential Mortgage Originator License # MN-MO-2553292

Nebraska: Mortgage Banker License

New Mexico: Mortgage Loan Company License

North Dakota: Residential Mortgage Lender # ML104770

Ohio: Residential Mortgage Lending Act Certificate of Registration # RM.805278.000

Oklahoma: Mortgage Lender License # ML016608, NMLS # 2553292

Pennsylvania: Mortgage Lender License # 109397

South Carolina: Mortgage Broker License, NMLS # 2553292

Texas: Mortgage Company License. Pursuant to the requirements of Section 157.0021 of the Mortgage Banker Registration and Residential Mortgage Loan Originator Licensing Act, Chapter 157, Texas Finance Code, you are hereby notified of the following:

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.